HONEST AGENTS working hard to bring you the best CHURCH INSURANCE for your congregation.
Church Insurance is NOT “One Size Fits All”! Every congregation has different risks and our job is to help you identify those risks and get them covered properly and at a great price.
At King Insurance, we know that South Carolina churches have different insurance needs than a typical business. After a short conversation with an agent, we will design a specialized package that will address those needs at a reasonable price. We are independent agents, so we are not tied to one particular carrier. In fact, we have dozens of carriers that we can quote your policy with to make sure you are in the most competitive plan available!
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Dave Turgeon, our resident Church Insurance agent is an expert in this field but can explain insurance in layman’s terms so you understand what your policy covers.
Property Insurance for your CHURCH Buildings
We see many churches that have woefully inadequate property insurance and sadly they often do not realize it until AFTER a claim has happened when it is already too late.
If your wind deductible is 5%, we can fix that for you. By the way, if your building is worth $1,000,000 and you have a wind claim with a 5% deductible, are you aware that your deductible is $50,000?
If you are missing sinkhole coverage, equipment breakdown, backup of sewer and drain, ordinance and law, or wind-driven rain, we can fix that too.
Liability Insurance for CHURCH Programs
You need coverage for things like Sexual Misconduct, Pastoral Counseling Liability, Directors and Officers, and Employment Practices Liability.
- Would your current policy defend you if you were sued for wrongful termination of an employee?
- Would your current policy defend your directors if they failed to strictly adhere to the church’s bylaws?
- Would your current policy cover your pastor if allegations of sexual misconduct were brought by a member of the congregation?
Not sure if you have coverage for these perils? Call us today and ask for Dave. (844) 99-CHURCH
2018 Success Stories
(all carriers below are A rated or better with AM BEST)
Coverage for Your Church
Do you..
- have international mission trips?
- have a pre-school or elementary school?
- sponsor youth sports leagues?
- have 15 Passenger Vans?
We work hard to make sure that your church is covered as a CHURCH and not just another business. We tailor our policies to handle several different church related scenarios such as:
- International Liability for overseas mission trips (including coverage for volunteers)
- Proper Coverage for affiliated schools including teachers
- Participant Accident coverage for student athletics
- Auto Coverage for 15 passenger vans and buses
Does your current policy address these topics? Not sure? Call us today and ask for Dave. (844) 99-CHURCH